What a wondeful problem to have!!

I purposefully drained my Emergency fund to cover some school expenses last week (knowing it would be recharged this week).

I am opening up a Money Market at Capital One for my starter Emergency Fund. They offer Check Writing and ATM withdrawls however my money would be tied up for a few weeks while the account is opened. Since it's an EFund I was a little concerned about tying things up Efund $$ for that long so I called my wife to discuss what we should do. I realized! What a great problem to have! Just a few months ago the discussion was about covering overdrafts or paydayloans. Now we're talking about keeping $$ liquid. We've come a long way! :-)